VA Loans with NOLA Lending Group
VA Mortgage Loans Serve Veterans and Their Families
As experienced mortgage lenders, NOLA Lending Group is dedicated to serving veterans and their families. We understand the nuances of VA loans and work tirelessly to simplify the process, ensuring you find the right home loan option for your needs.
Our team is committed to providing exceptional customer service, personalized solutions, and clear guidance at every stage. Whether you’re a first-time homebuyer or looking to refinance, NOLA Lending Group is here to help you achieve your goals.
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What Are VA Loans?
VA home loans are a unique mortgage product offered through the Department of Veterans Affairs, designed exclusively for eligible veterans, reservists, active-duty personnel, and qualifying family members. At NOLA Lending Group, we specialize in helping veterans and their families achieve homeownership by leveraging the significant benefits of VA loans.
With flexible credit requirements, no down payment, and no monthly mortgage insurance premiums, VA loans provide substantial advantages over conventional home loans. Whether you’re purchasing a home or refinancing an existing mortgage, these loans offer an affordable and accessible path to owning a home.
Benefits of a VA Loan
Choosing a VA loan with NOLA Lending Group comes with numerous advantages:
- No Lender Fees1: In gratitude for serving our country, NOLA Lending eliminates any lender fees.
- No Down Payment2: VA loans eliminate the need for a large upfront payment, making homeownership more accessible.
- No Monthly Mortgage Insurance: Unlike other mortgage loans, VA loans don’t require additional monthly costs for mortgage insurance.
- Competitive Interest Rates: Veterans enjoy lower interest rates compared to conventional home loans.
- Flexible Credit Requirements: VA loans are more forgiving for borrowers who might not qualify for traditional home loans.
- Multiple Loan Options: Fixed-rate and adjustable-rate mortgage options are available to meet your financial needs.
At NOLA Lending Group, we simplify the VA loan process to ensure a smooth and stress-free experience tailored to your unique circumstances.
Understanding VA Loan Requirements
Borrowers also need a Certificate of Eligibility (COE) to prove their qualification for a VA loan. NOLA Lending Group’s team will assist you in obtaining your COE and guide you through every step of the VA loan process. To qualify for a VA loan, borrowers must meet specific eligibility criteria, such as:
- Being a veteran with an honorable discharge
- Active-duty personnel meeting minimum service requirements
- Reservists or National Guard members fulfilling eligibility criteria
- Certain surviving spouses of veterans
Why Choose NOLA Lending Group for Your VA Loan?
As experienced mortgage lenders, NOLA Lending Group is dedicated to serving veterans and their families. We understand the nuances of VA loans and work tirelessly to simplify the process, ensuring you find the right home loan option for your needs.
Our team is committed to providing exceptional customer service, personalized solutions, and clear guidance at every stage. Whether you’re a first-time homebuyer or looking to refinance, NOLA Lending Group is here to help you achieve your goals.
Important Information for Service Members
If you or any occupant of your home is currently or recently on active military duty, you may qualify for additional benefits under the federal Service Members Civil Relief Act. These benefits are designed to protect service members and their families during active service.
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LENDING IN ALL STATES EXCEPT: KANSAS, MARYLAND, NEW JERSEY, AND NEW YORK
1 Lender Fees are origination & admin fees at consummation retained by NOLA Lending Group and does not include other 3rd party fees.
2 Financing cannot exceed 100% of the subject property's fair market value (based on VA lending limits). Cash-Out refinances cannot exceed 90% of the subject property's fair market value. Gift funds or bond programs for closing cost assistance are allowed. Consult your tax advisor regarding deductibility of interest.
Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval. Not all applicants will qualify for all products offered. All loan programs, terms and interest rates are subject to change without notice and may only be available in select markets.
The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.
*Important notice to servicemembers and their dependents: If you or any occupant of your home are, or recently were, on active Military duty or related active service, you may be eligible for benefits and protections under the federal Servicemembers Civil Relief Act.