Physicians Loan Program with NOLA Lending Group

At NOLA Lending Group, we specialize in tailored home financing solutions for medical professionals. Our Physicians Home Loan Program is designed to make homeownership accessible for eligible healthcare providers. Whether you’re a recent medical school graduate, a practicing physician, or an advanced practitioner, our program offers unmatched benefits to support your unique needs.

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Benefits of the Physicians Home Loan Program

• 100% Financing¹: Finance up to 100% of your home’s value without the need for private mortgage insurance (PMI).
• Flexible Eligibility: Designed for medical professionals, including:
  • Medical Doctors (MD or DPM)
  • Dentists (DDS and DMD)
  • Doctors of Nursing Practice (DNP)
  • Certified Registered Nurse Anesthetists (CRNA)
  • Nurse Practitioners (NP)
  • Physician Assistants (PA)
  • Psychiatrists (MD or DO)
  • Doctors of Osteopathic Medicine
  • Doctors of Veterinary Medicine (DVM)

Physicians Home Loan Program Features

• Primary Residence Options: Eligible properties include condos, single-family homes, and 2-4 unit owner-occupied residences, with collateral secured by a first mortgage.
• Student Loan Flexibility: Student debt is reviewed on a case-by-case basis. If you're in residency, student loans deferred for at least 12 months won’t be included in your debt calculation.
• Co-Signer Options: Non-occupant co-signers are allowed to help you secure your loan.
• Gift Assistance: Use gift funds to cover closing costs.

At NOLA Lending Group, we understand the challenges of balancing your medical career and homeownership goals. Our experienced mortgage lenders work with you to provide personalized solutions, making your dream home a reality.

Contact us today to learn more about our Physicians Loan Program and how we can assist with your home financing and mortgage needs.

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Find a Loan Officer

If you are looking for a loan officer to help you through the process, click the Find a Loan Officer button.

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Skip to the pre-qualification application

If you're ready to submit your application, click the Fill Out a Pre-Qualification Application button and jump right in.

Fill Out a Pre-Qualification Application

LENDING IN ALL STATES EXCEPT: KANSAS, MARYLAND, NEW JERSEY, AND NEW YORK

¹Financing cannot exceed 100% of the subject property’s fair market value. No down payment required.Terms of repayment: For a $250,000 loan, 360 monthly payments will be $2,396.69 with a monthly interest rate of 7.375%, payment amount includes amounts for property tax and insurances. 7.435 Annual Percentage Rate. No balloon payment. Consult your tax advisor regarding deductibility of interest. New Physicians must meet eligibility criteria. Must verify that student loans are deferred for 12 months. 

Information stated above is subject to change without notice. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or offer an extension of credit. All loans are subject to credit approval.  Not all applicants will qualify for all products offered. All loan programs, terms, and interest rates are subject to change without notice and may only be available in select markets.