Jumbo Loan Program
Sometimes called a non-conforming loan, a jumbo loan is for amounts above the maximum limits set by federal mortgage lending groups. If you plan to purchase or refinance a higher-priced property, our jumbo mortgage options can help you make the most of today's inviting home prices.
It is a good choice if you have a higher property value and can manage larger monthly mortgage payments. Interest rates on jumbo loans are usually higher than on conforming loans with lower amounts. Whether you are planning to stay in your home for a limited time or live there for many years, a variety of fixed - and adjustable-rate mortgages are available to help meet your needs.
AMPLE LOAN AMOUNTS - Up to $3 million
LOAN TERMS FOR SPECIFIC NEEDS - 3/1, 5/1, 7/1, and 10/1 Adjustable Rate Mortgages may provide lower interest rates for the initial years1
FIXED RATE - A choice of fixed-rate terms with no interest rate or principal and interest payment adjustments for the life of your loan
OPTIONS - Mortgages for the purchase, refinance, and cash-out refinance of second or vacation homes and investment properties.
1 Interest rates may increase after consummation. Restrictions apply.
To qualify currently the loan amount must be $766,550 or greater for a single-family home in all states except Hawaii, Guam, U.S Virgin Islands, and Alaska and a few federally designated high-cost markets, where the limit is $1,089,300. Interest rates may increase after consummation. Restrictions apply.
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Fill Out a Pre-Qualification Application
LENDING IN ALL STATES EXCEPT: KANSAS, MARYLAND, NEW JERSEY, AND NEW YORK