Jumbo Loans with NOLA Lending Group 

Secure Financing for Luxury Properties

Are you looking for financing options that go beyond standard loan limits? A jumbo loan might be the perfect solution for purchasing your dream home. At NOLA Lending Group, we specialize in offering personalized mortgage solutions, including jumbo mortgage loans, to help you secure the property you deserve. 

Connect with NOLA Lending Group mortgage specialist, your partner in the homeownership journey. Let us help you achieve your goals with confidence and ease.  Explore your jumbo loan and mortgage financing options. 

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What is a Jumbo Loan? 

A jumbo loan, also known as a non-conforming loan, is designed for homebuyers requiring financing amounts exceeding the limits set by federal mortgage lenders such as Fannie Mae and Freddie Mac. These loans are ideal for purchasing high-value properties, whether it’s a luxurious home in the city or a spacious estate in the suburbs. 

While jumbo loans provide access to larger financing, they often come with slightly higher interest rates than conforming loans. With NOLA Lending Group, you’ll receive expert guidance to navigate the complexities of jumbo mortgage loans and competitive rates to fit your financial goals. 

Benefits of Choosing a Jumbo Loan 

When you choose a jumbo loan with NOLA Lending Group, you unlock several advantages, including: 

• Increased Loan Limits: Finance the property you want without worrying about standard loan caps. Up to $3 million. 
• Flexible Options: Customize loan terms and interest rates based on your financial situation. 3/1, 5/1, 7/1, and 10/1 Adjustable Rate Mortgages may provide lower interest rates for the initial years.¹
• Competitive Rates: We strive to offer the best rates in the industry for high-value homes. A choice of fixed-rate terms with no interest rate or principal and interest payment adjustments for the life of your loan.
• Expert Support: Our experienced mortgage lenders are here to guide you through every step of the process. 

How Jumbo Loans Work 

Because jumbo loans involve higher amounts and increased risk for lenders, the eligibility criteria are more stringent. Common requirements include: 

• Credit Score: Typically, a higher credit score is needed compared to standard loans. 
• Debt-to-Income Ratio (DTI): A lower DTI ratio is often required to demonstrate your ability to manage larger monthly payments. 
• Down Payment: Larger down payments are customary, though some options allow for flexibility. 

Who Should Consider a Jumbo Loan? 

Whether you’re buying a luxury condo downtown or an expansive suburban estate, NOLA Lending Group offers jumbo mortgage loans tailored to your unique needs. 

A jumbo loan is ideal if: 

• You are purchasing a home in a high-cost area. 
• Your dream property exceeds the limits of a conforming loan. 
• You are financially prepared for higher monthly mortgage payments. 

Why Choose NOLA Lending Group for Your Jumbo Mortgage Loan? 

At NOLA Lending Group, we pride ourselves on being a trusted partner for homebuyers. Here’s why so many choose us for their mortgage needs: 

• Local Expertise: Our mortgage specialists understand the unique aspects of the local market, ensuring you get the best guidance and support. 
• Comprehensive Solutions: From jumbo loans to other mortgage products, we offer a wide range of options to suit your financial goals. 
• Dedicated Service: Our team is committed to making your home-buying experience as seamless and stress-free as possible. 

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¹Interest rates may increase after consummation. Restrictions apply.

To qualify currently the loan amount must be $766,550 or greater for a single-family home in all states except Hawaii, Guam, U.S. Virgin Islands, and Alaska and a few federally designated high-cost markets, where the limit is $1,089,300. Interest rates may increase after consummation. Restrictions apply.

LENDING IN ALL STATES EXCEPT: KANSAS, MARYLAND, NEW JERSEY, AND NEW YORK